Call reports 2025
GRANT COUNTY BANK — 2025
What GRANT COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 298,319,000 | 307,647,000 | 299,597,000 | 308,893,000 |
| Total loans | 164,904,000 | 174,909,000 | 172,868,000 | 165,544,000 |
| Allowance for loan losses | 3,040,000 | 3,053,000 | 3,102,000 | 3,446,000 |
| Securities available for sale | 116,635,000 | 115,340,000 | 110,327,000 | 110,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,635,000 | 250,998,000 | 244,007,000 | 258,049,000 |
| Interest-bearing deposits | 216,523,000 | 222,220,000 | 214,286,000 | 225,683,000 |
| Noninterest-bearing deposits | 30,112,000 | 28,778,000 | 29,721,000 | 32,366,000 |
| Equity capital | 34,443,000 | 35,537,000 | 37,122,000 | 37,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,816,000 | 7,795,000 | 11,753,000 | 16,098,000 |
| Interest expense | 1,369,000 | 2,720,000 | 4,064,000 | 5,428,000 |
| Net interest income | 2,447,000 | 5,075,000 | 7,689,000 | 10,670,000 |
| Noninterest income | 865,000 | 1,569,000 | 2,350,000 | 3,128,000 |
| Noninterest expense | 2,090,000 | 4,209,000 | 6,331,000 | 8,493,000 |
| Provision for loan losses | 48,000 | 88,000 | 127,000 | 162,000 |
| Pretax income | 1,172,000 | 2,270,000 | 3,514,000 | 4,845,000 |
| Income tax | 49,000 | 95,000 | 147,000 | 168,000 |
| Net income | 1,123,000 | 2,175,000 | 3,367,000 | 4,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,400,000 | 40,870,000 | 41,433,000 | 40,840,000 |