Call reports 2024
GRANT COUNTY BANK — 2024
What GRANT COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 296,467,000 | 296,269,000 | 296,880,000 | 306,775,000 |
| Total loans | 154,157,000 | 161,501,000 | 164,768,000 | 160,715,000 |
| Allowance for loan losses | 3,871,000 | 3,123,000 | 2,978,000 | 3,003,000 |
| Securities available for sale | 109,543,000 | 107,491,000 | 109,901,000 | 117,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,319,000 | 251,961,000 | 247,198,000 | 260,224,000 |
| Interest-bearing deposits | 221,051,000 | 218,350,000 | 213,877,000 | 229,569,000 |
| Noninterest-bearing deposits | 32,268,000 | 33,611,000 | 33,321,000 | 30,655,000 |
| Equity capital | 31,278,000 | 32,458,000 | 34,913,000 | 32,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,761,000 | 7,776,000 | 11,331,000 | 15,080,000 |
| Interest expense | 1,376,000 | 2,812,000 | 4,282,000 | 5,745,000 |
| Net interest income | 2,385,000 | 4,964,000 | 7,049,000 | 9,335,000 |
| Noninterest income | 789,000 | 1,524,000 | 2,197,000 | 2,903,000 |
| Noninterest expense | 2,006,000 | 4,008,000 | 5,921,000 | 7,862,000 |
| Provision for loan losses | 7,000 | 58,000 | 93,000 | 127,000 |
| Pretax income | 1,051,000 | 2,312,000 | 3,133,000 | 4,157,000 |
| Income tax | 43,000 | 97,000 | 131,000 | 152,000 |
| Net income | 1,008,000 | 2,215,000 | 3,002,000 | 4,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,589,000 | 39,396,000 | 39,803,000 | 39,787,000 |