Call reports 2023
GRANT COUNTY BANK — 2023
What GRANT COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 289,487,000 | 276,161,000 | 277,411,000 | 307,119,000 |
| Total loans | 142,744,000 | 148,666,000 | 152,777,000 | 152,335,000 |
| Allowance for loan losses | 3,863,000 | 3,871,000 | 3,839,000 | 3,859,000 |
| Securities available for sale | 109,707,000 | 109,784,000 | 106,458,000 | 110,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,270,000 | 235,560,000 | 236,641,000 | 265,105,000 |
| Interest-bearing deposits | 213,458,000 | 202,648,000 | 200,878,000 | 217,734,000 |
| Noninterest-bearing deposits | 37,812,000 | 32,912,000 | 35,763,000 | 47,371,000 |
| Equity capital | 27,949,000 | 28,280,000 | 27,104,000 | 30,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,219,000 | 6,419,000 | 9,792,000 | 13,377,000 |
| Interest expense | 601,000 | 1,397,000 | 2,382,000 | 3,562,000 |
| Net interest income | 2,618,000 | 5,022,000 | 7,410,000 | 9,815,000 |
| Noninterest income | 675,000 | 1,318,000 | 1,961,000 | 2,610,000 |
| Noninterest expense | 1,862,000 | 3,657,000 | 5,604,000 | 7,491,000 |
| Provision for loan losses | 2,000 | 7,000 | 0 | 21,000 |
| Pretax income | 1,304,000 | 2,500,000 | 3,555,000 | 4,603,000 |
| Income tax | 54,000 | 104,000 | 148,000 | 168,000 |
| Net income | 1,250,000 | 2,396,000 | 3,407,000 | 4,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,596,000 | 37,242,000 | 37,753,000 | 37,981,000 |