Call reports 2022
GRANT COUNTY BANK — 2022
What GRANT COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 283,135,000 | 280,541,000 | 273,508,000 | 289,625,000 |
| Total loans | 141,403,000 | 146,278,000 | 151,903,000 | 147,376,000 |
| Allowance for loan losses | 3,458,000 | 3,373,000 | 3,388,000 | 3,825,000 |
| Securities available for sale | 111,875,000 | 110,168,000 | 103,152,000 | 102,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,494,000 | 248,664,000 | 240,765,000 | 256,036,000 |
| Interest-bearing deposits | 208,359,000 | 211,339,000 | 200,642,000 | 221,328,000 |
| Noninterest-bearing deposits | 39,135,000 | 37,325,000 | 40,123,000 | 34,708,000 |
| Equity capital | 30,307,000 | 26,761,000 | 24,166,000 | 25,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,617,000 | 4,838,000 | 7,382,000 | 10,223,000 |
| Interest expense | 160,000 | 337,000 | 578,000 | 989,000 |
| Net interest income | 2,457,000 | 4,501,000 | 6,804,000 | 9,234,000 |
| Noninterest income | 859,000 | 1,696,000 | 2,498,000 | 2,507,000 |
| Noninterest expense | 1,901,000 | 3,853,000 | 5,830,000 | 7,022,000 |
| Provision for loan losses | 44,000 | 72,000 | 93,000 | 116,000 |
| Pretax income | 1,377,000 | 2,058,000 | 3,107,000 | 4,275,000 |
| Income tax | 57,000 | 86,000 | 130,000 | 176,000 |
| Net income | 1,320,000 | 1,972,000 | 2,977,000 | 4,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,715,000 | 34,918,000 | 35,494,000 | 35,846,000 |