Call reports 2021
GRANT COUNTY BANK — 2021
What GRANT COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 270,771,000 | 269,536,000 | 262,649,000 | 291,407,000 |
| Total loans | 162,007,000 | 163,849,000 | 155,621,000 | 148,238,000 |
| Allowance for loan losses | 3,607,000 | 3,680,000 | 3,761,000 | 3,564,000 |
| Securities available for sale | 78,976,000 | 88,114,000 | 88,562,000 | 102,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,353,000 | 228,447,000 | 221,076,000 | 250,609,000 |
| Interest-bearing deposits | 189,577,000 | 193,343,000 | 187,241,000 | 211,892,000 |
| Noninterest-bearing deposits | 33,776,000 | 35,104,000 | 33,835,000 | 38,717,000 |
| Equity capital | 34,352,000 | 35,297,000 | 35,619,000 | 35,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,325,000 | 4,681,000 | 7,008,000 | 9,386,000 |
| Interest expense | 169,000 | 323,000 | 473,000 | 626,000 |
| Net interest income | 2,156,000 | 4,358,000 | 6,535,000 | 8,760,000 |
| Noninterest income | 621,000 | 1,590,000 | 2,357,000 | 3,003,000 |
| Noninterest expense | 1,688,000 | 3,805,000 | 5,721,000 | 7,500,000 |
| Provision for loan losses | 75,000 | 147,000 | 229,000 | 307,000 |
| Pretax income | 1,024,000 | 2,025,000 | 2,971,000 | 3,994,000 |
| Income tax | 28,000 | 84,000 | 124,000 | 165,000 |
| Net income | 996,000 | 1,941,000 | 2,847,000 | 3,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,327,000 | 33,802,000 | 34,278,000 | 34,697,000 |