Call reports 2020
GRANT COUNTY BANK — 2020
What GRANT COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 244,480,000 | 263,148,000 | 258,225,000 | 258,293,000 |
| Total loans | 150,150,000 | 165,875,000 | 166,907,000 | 161,286,000 |
| Allowance for loan losses | 3,457,000 | 3,750,000 | 3,560,000 | 3,494,000 |
| Securities available for sale | 78,680,000 | 81,811,000 | 75,945,000 | 76,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,997,000 | 198,628,000 | 197,213,000 | 210,345,000 |
| Interest-bearing deposits | 170,897,000 | 169,200,000 | 158,058,000 | 179,872,000 |
| Noninterest-bearing deposits | 28,100,000 | 29,428,000 | 39,155,000 | 30,473,000 |
| Equity capital | 35,384,000 | 37,286,000 | 35,053,000 | 34,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,431,000 | 4,976,000 | 7,421,000 | 9,786,000 |
| Interest expense | 449,000 | 804,000 | 1,112,000 | 1,176,000 |
| Net interest income | 1,982,000 | 4,172,000 | 6,309,000 | 8,610,000 |
| Noninterest income | 621,000 | 1,134,000 | 1,662,000 | 2,210,000 |
| Noninterest expense | 1,619,000 | 3,293,000 | 4,890,000 | 6,933,000 |
| Provision for loan losses | 165,000 | 460,000 | 693,000 | 788,000 |
| Pretax income | 816,000 | 2,070,000 | 3,681,000 | 4,828,000 |
| Income tax | 33,000 | 87,000 | 234,000 | 204,000 |
| Net income | 783,000 | 1,983,000 | 3,447,000 | 4,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,556,000 | 34,836,000 | 32,812,000 | 32,810,000 |