Call reports 2019
GRANT COUNTY BANK — 2019
What GRANT COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 230,904,000 | 233,827,000 | 227,461,000 | 238,523,000 |
| Total loans | 144,641,000 | 148,749,000 | 147,529,000 | 142,901,000 |
| Allowance for loan losses | 3,252,000 | 3,181,000 | 3,179,000 | 3,300,000 |
| Securities available for sale | 65,084,000 | 60,368,000 | 59,929,000 | 68,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,180,000 | 191,653,000 | 185,309,000 | 196,559,000 |
| Interest-bearing deposits | 167,292,000 | 166,775,000 | 160,326,000 | 169,991,000 |
| Noninterest-bearing deposits | 23,888,000 | 24,878,000 | 24,983,000 | 26,568,000 |
| Equity capital | 33,729,000 | 34,801,000 | 35,141,000 | 34,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,360,000 | 4,779,000 | 7,256,000 | 9,649,000 |
| Interest expense | 520,000 | 1,029,000 | 1,533,000 | 1,998,000 |
| Net interest income | 1,840,000 | 3,750,000 | 5,723,000 | 7,651,000 |
| Noninterest income | 471,000 | 973,000 | 1,482,000 | 2,124,000 |
| Noninterest expense | 1,550,000 | 3,106,000 | 4,681,000 | 6,158,000 |
| Provision for loan losses | 79,000 | 157,000 | 322,000 | 556,000 |
| Pretax income | 715,000 | 1,924,000 | 2,750,000 | 3,623,000 |
| Income tax | 30,000 | 82,000 | 121,000 | 149,000 |
| Net income | 685,000 | 1,842,000 | 2,629,000 | 3,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,988,000 | 33,624,000 | 33,762,000 | 33,773,000 |
| Total capital | 34,834,000 | 35,521,000 | 35,655,000 | 35,637,000 |
| Risk-weighted assets | 146,351,000 | 150,483,000 | 150,225,000 | 147,697,000 |