Call reports 2018
GRANT COUNTY BANK — 2018
What GRANT COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 226,716,000 | 230,176,000 | 222,253,000 | 235,229,000 |
| Total loans | 141,430,000 | 146,978,000 | 148,845,000 | 143,701,000 |
| Allowance for loan losses | 3,106,000 | 3,219,000 | 3,294,000 | 3,183,000 |
| Securities available for sale | 67,278,000 | 69,631,000 | 59,324,000 | 63,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,444,000 | 189,312,000 | 177,438,000 | 195,872,000 |
| Interest-bearing deposits | 162,870,000 | 165,443,000 | 153,843,000 | 170,263,000 |
| Noninterest-bearing deposits | 22,574,000 | 23,869,000 | 23,595,000 | 25,609,000 |
| Equity capital | 31,689,000 | 32,221,000 | 32,205,000 | 32,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,449,000 | 6,712,000 | 9,070,000 |
| Interest expense | 422,000 | 885,000 | 1,355,000 | 1,880,000 |
| Net interest income | 1,761,000 | 3,564,000 | 5,357,000 | 7,190,000 |
| Noninterest income | 515,000 | 1,123,000 | 1,642,000 | 2,127,000 |
| Noninterest expense | 1,431,000 | 2,804,000 | 4,160,000 | 5,558,000 |
| Provision for loan losses | 84,000 | 166,000 | 258,000 | 416,000 |
| Pretax income | 761,000 | 1,717,000 | 2,585,000 | 3,348,000 |
| Income tax | 35,000 | 79,000 | 112,000 | 128,000 |
| Net income | 726,000 | 1,638,000 | 2,473,000 | 3,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,679,000 | 32,291,000 | 32,616,000 | 32,663,000 |
| Total capital | 33,449,000 | 34,194,000 | 34,531,000 | 34,507,000 |
| Risk-weighted assets | 140,304,000 | 150,948,000 | 151,876,000 | 146,181,000 |