Call reports 2017
GRANT COUNTY BANK — 2017
What GRANT COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 217,897,000 | 217,515,000 | 224,333,000 | 230,413,000 |
| Total loans | 137,600,000 | 138,673,000 | 147,145,000 | 142,018,000 |
| Allowance for loan losses | 3,092,000 | 3,201,000 | 3,247,000 | 3,039,000 |
| Securities available for sale | 69,139,000 | 64,027,000 | 64,054,000 | 60,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,398,000 | 171,921,000 | 179,448,000 | 188,007,000 |
| Interest-bearing deposits | 137,183,000 | 149,928,000 | 155,426,000 | 163,127,000 |
| Noninterest-bearing deposits | 21,215,000 | 21,993,000 | 24,022,000 | 24,880,000 |
| Equity capital | 31,160,000 | 32,018,000 | 32,120,000 | 31,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 4,036,000 | 6,158,000 | 8,360,000 |
| Interest expense | 298,000 | 644,000 | 1,019,000 | 1,419,000 |
| Net interest income | 1,733,000 | 3,392,000 | 5,139,000 | 6,941,000 |
| Noninterest income | 500,000 | 1,168,000 | 1,642,000 | 2,135,000 |
| Noninterest expense | 1,333,000 | 2,680,000 | 4,018,000 | 5,409,000 |
| Provision for loan losses | 235,000 | 375,000 | 467,000 | 556,000 |
| Pretax income | 714,000 | 1,598,000 | 2,492,000 | 3,407,000 |
| Income tax | 29,000 | 68,000 | 104,000 | 147,000 |
| Net income | 685,000 | 1,530,000 | 2,388,000 | 3,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,268,000 | 30,733,000 | 31,061,000 | 31,303,000 |
| Total capital | 32,021,000 | 32,475,000 | 32,889,000 | 33,071,000 |
| Risk-weighted assets | 138,932,000 | 137,906,000 | 144,840,000 | 140,226,000 |