Call reports 2016
GRANT COUNTY BANK — 2016
What GRANT COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 225,405,000 | 232,815,000 | 226,976,000 | 230,075,000 |
| Total loans | 137,278,000 | 139,857,000 | 142,272,000 | 139,395,000 |
| Allowance for loan losses | 2,459,000 | 2,654,000 | 2,574,000 | 2,709,000 |
| Securities available for sale | 77,080,000 | 76,215,000 | 72,975,000 | 73,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,881,000 | 180,707,000 | 174,041,000 | 181,735,000 |
| Interest-bearing deposits | 151,059,000 | 158,376,000 | 152,576,000 | 158,302,000 |
| Noninterest-bearing deposits | 19,822,000 | 22,331,000 | 21,465,000 | 23,433,000 |
| Equity capital | 31,464,000 | 32,642,000 | 32,775,000 | 30,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,167,000 | 6,295,000 | 8,352,000 |
| Interest expense | 317,000 | 612,000 | 885,000 | 1,152,000 |
| Net interest income | 1,814,000 | 3,555,000 | 5,410,000 | 7,200,000 |
| Noninterest income | 503,000 | 981,000 | 1,477,000 | 1,974,000 |
| Noninterest expense | 1,396,000 | 2,708,000 | 4,095,000 | 5,342,000 |
| Provision for loan losses | 302,000 | 531,000 | 853,000 | 1,095,000 |
| Pretax income | 619,000 | 1,439,000 | 2,197,000 | 2,995,000 |
| Income tax | 25,000 | 58,000 | 89,000 | 121,000 |
| Net income | 594,000 | 1,381,000 | 2,108,000 | 2,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,234,000 | 29,540,000 | 30,267,000 | 29,983,000 |
| Total capital | 30,975,000 | 31,337,000 | 32,084,000 | 31,768,000 |
| Risk-weighted assets | 138,567,000 | 142,931,000 | 144,621,000 | 141,911,000 |