Call reports 2015
GRANT COUNTY BANK — 2015
What GRANT COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 232,254,000 | 231,958,000 | 229,542,000 | 227,554,000 |
| Total loans | 132,957,000 | 140,550,000 | 140,690,000 | 137,103,000 |
| Allowance for loan losses | 2,759,000 | 2,750,000 | 2,849,000 | 2,150,000 |
| Securities available for sale | 83,832,000 | 79,522,000 | 76,169,000 | 76,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,763,000 | 178,929,000 | 170,991,000 | 175,181,000 |
| Interest-bearing deposits | 153,346,000 | 155,701,000 | 151,601,000 | 155,956,000 |
| Noninterest-bearing deposits | 25,417,000 | 23,228,000 | 19,390,000 | 19,225,000 |
| Equity capital | 29,252,000 | 28,948,000 | 30,062,000 | 30,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,132,000 | 4,343,000 | 6,566,000 | 8,754,000 |
| Interest expense | 319,000 | 629,000 | 946,000 | 1,258,000 |
| Net interest income | 1,813,000 | 3,714,000 | 5,620,000 | 7,496,000 |
| Noninterest income | 473,000 | 965,000 | 1,424,000 | 1,931,000 |
| Noninterest expense | 1,490,000 | 2,966,000 | 4,412,000 | 5,699,000 |
| Provision for loan losses | 68,000 | 153,000 | 320,000 | 782,000 |
| Pretax income | 901,000 | 1,830,000 | 2,738,000 | 3,371,000 |
| Income tax | 38,000 | 74,000 | 110,000 | 144,000 |
| Net income | 863,000 | 1,756,000 | 2,628,000 | 3,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,856,000 | 27,489,000 | 28,161,000 | 28,639,000 |
| Total capital | 28,563,000 | 29,280,000 | 29,952,000 | 30,379,000 |
| Risk-weighted assets | 135,586,000 | 142,325,000 | 142,241,000 | 138,752,000 |