Call reports 2014
GRANT COUNTY BANK — 2014
What GRANT COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 231,134,000 | 232,808,000 | 230,158,000 | 236,959,000 |
| Total loans | 118,989,000 | 125,373,000 | 130,151,000 | 131,288,000 |
| Allowance for loan losses | 2,575,000 | 2,668,000 | 2,721,000 | 2,692,000 |
| Securities available for sale | 96,101,000 | 95,682,000 | 87,879,000 | 83,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,376,000 | 176,314,000 | 168,223,000 | 182,394,000 |
| Interest-bearing deposits | 151,532,000 | 152,637,000 | 145,631,000 | 160,408,000 |
| Noninterest-bearing deposits | 24,844,000 | 23,677,000 | 22,592,000 | 21,986,000 |
| Equity capital | 26,142,000 | 26,901,000 | 27,698,000 | 28,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,084,000 | 4,234,000 | 6,434,000 | 8,593,000 |
| Interest expense | 338,000 | 677,000 | 1,013,000 | 1,350,000 |
| Net interest income | 1,746,000 | 3,557,000 | 5,421,000 | 7,243,000 |
| Noninterest income | 467,000 | 938,000 | 1,397,000 | 1,865,000 |
| Noninterest expense | 1,412,000 | 2,814,000 | 4,235,000 | 5,625,000 |
| Provision for loan losses | 83,000 | 190,000 | 280,000 | 398,000 |
| Pretax income | 968,000 | 1,800,000 | 2,672,000 | 3,454,000 |
| Income tax | 40,000 | 75,000 | 111,000 | 135,000 |
| Net income | 928,000 | 1,725,000 | 2,561,000 | 3,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,781,000 | 25,369,000 | 25,964,000 | 26,443,000 |
| Total capital | 26,340,000 | 27,009,000 | 28,026,000 | 28,147,000 |
| Risk-weighted assets | 125,096,000 | 131,288,000 | 164,299,000 | 135,359,000 |