Call reports 2013
GRANT COUNTY BANK — 2013
What GRANT COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 224,346,000 | 226,659,000 | 222,569,000 | 237,452,000 |
| Total loans | 107,036,000 | 117,211,000 | 123,144,000 | 122,277,000 |
| Allowance for loan losses | 3,336,000 | 3,325,000 | 3,444,000 | 3,054,000 |
| Securities available for sale | 93,459,000 | 89,336,000 | 88,909,000 | 92,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,818,000 | 177,387,000 | 168,059,000 | 184,270,000 |
| Interest-bearing deposits | 150,283,000 | 152,442,000 | 143,790,000 | 157,546,000 |
| Noninterest-bearing deposits | 27,535,000 | 24,945,000 | 24,269,000 | 26,724,000 |
| Equity capital | 24,487,000 | 23,802,000 | 23,195,000 | 24,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,766,000 | 5,916,000 | 8,027,000 |
| Interest expense | 332,000 | 665,000 | 1,019,000 | 1,369,000 |
| Net interest income | 1,484,000 | 3,101,000 | 4,897,000 | 6,658,000 |
| Noninterest income | 402,000 | 877,000 | 1,313,000 | 1,759,000 |
| Noninterest expense | 1,256,000 | 2,539,000 | 3,974,000 | 5,358,000 |
| Provision for loan losses | 36,000 | 107,000 | 185,000 | 232,000 |
| Pretax income | 594,000 | 1,349,000 | 2,172,000 | 2,948,000 |
| Income tax | 25,000 | 56,000 | 88,000 | 124,000 |
| Net income | 569,000 | 1,293,000 | 2,084,000 | 2,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,268,000 | 22,782,000 | 23,293,000 | 23,983,000 |
| Total capital | 23,698,000 | 24,335,000 | 24,930,000 | 25,600,000 |
| Risk-weighted assets | 114,833,000 | 124,198,000 | 130,660,000 | 129,509,000 |