Call reports 2012
GRANT COUNTY BANK — 2012
What GRANT COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 201,743,000 | 207,976,000 | 206,464,000 | 219,713,000 |
| Total loans | 108,984,000 | 114,004,000 | 114,714,000 | 109,311,000 |
| Allowance for loan losses | 3,418,000 | 3,344,000 | 3,385,000 | 3,359,000 |
| Securities available for sale | 79,466,000 | 77,434,000 | 77,471,000 | 87,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,523,000 | 160,471,000 | 157,634,000 | 171,866,000 |
| Interest-bearing deposits | 132,258,000 | 137,082,000 | 133,264,000 | 147,093,000 |
| Noninterest-bearing deposits | 24,265,000 | 23,389,000 | 24,370,000 | 24,773,000 |
| Equity capital | 22,691,000 | 23,321,000 | 23,717,000 | 24,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,164,000 | 4,209,000 | 6,273,000 | 8,183,000 |
| Interest expense | 408,000 | 795,000 | 1,172,000 | 1,531,000 |
| Net interest income | 1,756,000 | 3,414,000 | 5,101,000 | 6,652,000 |
| Noninterest income | 405,000 | 842,000 | 1,166,000 | 1,555,000 |
| Noninterest expense | 1,369,000 | 2,675,000 | 3,985,000 | 5,176,000 |
| Provision for loan losses | 24,000 | 59,000 | 112,000 | 164,000 |
| Pretax income | 784,000 | 1,537,000 | 2,348,000 | 3,045,000 |
| Income tax | 25,000 | 64,000 | 98,000 | 127,000 |
| Net income | 759,000 | 1,473,000 | 2,250,000 | 2,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,390,000 | 20,854,000 | 21,392,000 | 21,868,000 |
| Total capital | 21,867,000 | 22,369,000 | 22,909,000 | 23,324,000 |
| Risk-weighted assets | 116,189,000 | 119,478,000 | 120,993,000 | 116,656,000 |