Call reports 2011
GRANT COUNTY BANK — 2011
What GRANT COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 183,461,000 | 192,062,000 | 184,299,000 | 201,703,000 |
| Total loans | 110,614,000 | 112,031,000 | 112,086,000 | 110,998,000 |
| Allowance for loan losses | 3,294,000 | 3,386,000 | 3,403,000 | 3,410,000 |
| Securities available for sale | 57,812,000 | 60,573,000 | 58,151,000 | 67,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,961,000 | 147,242,000 | 139,857,000 | 157,733,000 |
| Interest-bearing deposits | 117,672,000 | 127,578,000 | 122,022,000 | 138,362,000 |
| Noninterest-bearing deposits | 21,289,000 | 19,664,000 | 17,835,000 | 19,371,000 |
| Equity capital | 19,686,000 | 20,782,000 | 21,616,000 | 21,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,258,000 | 4,602,000 | 6,908,000 | 9,192,000 |
| Interest expense | 487,000 | 952,000 | 1,405,000 | 1,843,000 |
| Net interest income | 1,771,000 | 3,650,000 | 5,503,000 | 7,349,000 |
| Noninterest income | 390,000 | 787,000 | 1,157,000 | 1,548,000 |
| Noninterest expense | 1,316,000 | 2,726,000 | 4,170,000 | 5,419,000 |
| Provision for loan losses | 76,000 | 161,000 | 204,000 | 242,000 |
| Pretax income | 769,000 | 1,681,000 | 2,732,000 | 3,724,000 |
| Income tax | 26,000 | 70,000 | 114,000 | 155,000 |
| Net income | 743,000 | 1,611,000 | 2,618,000 | 3,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,175,000 | 18,773,000 | 19,420,000 | 19,891,000 |
| Total capital | 19,644,000 | 20,273,000 | 20,902,000 | 21,413,000 |
| Risk-weighted assets | 115,683,000 | 118,134,000 | 116,613,000 | 119,868,000 |