Call reports 2026
SMACKOVER STATE BANK — 2026
What SMACKOVER STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 248,680,000 | 252,371,000 |
| Total loans | 172,667,000 | 176,025,000 |
| Allowance for loan losses | 1,407,000 | 1,465,000 |
| Securities available for sale | 31,820,000 | 31,059,000 |
| Securities held to maturity | 37,066,000 | 35,415,000 |
| Trading assets | 0 | 0 |
| Total deposits | 207,475,000 | 210,413,000 |
| Interest-bearing deposits | 165,109,000 | 164,306,000 |
| Noninterest-bearing deposits | 42,366,000 | 46,107,000 |
| Equity capital | 25,516,000 | 26,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,208,000 | 6,496,000 |
| Interest expense | 1,310,000 | 2,618,000 |
| Net interest income | 1,898,000 | 3,878,000 |
| Noninterest income | 221,000 | 461,000 |
| Noninterest expense | 1,085,000 | 2,286,000 |
| Provision for loan losses | -35,000 | 40,000 |
| Pretax income | 959,000 | 1,903,000 |
| Income tax | 219,000 | 430,000 |
| Net income | 740,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,459,000 | 28,043,000 |