Call reports 2023
SMACKOVER STATE BANK — 2023
What SMACKOVER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 228,999,000 | 224,399,000 | 223,619,000 | 223,432,000 |
| Total loans | 125,151,000 | 126,501,000 | 125,807,000 | 129,166,000 |
| Allowance for loan losses | 1,056,000 | 1,126,000 | 1,123,000 | 1,210,000 |
| Securities available for sale | 42,734,000 | 40,900,000 | 39,438,000 | 39,933,000 |
| Securities held to maturity | 47,714,000 | 46,779,000 | 45,977,000 | 44,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,800,000 | 186,030,000 | 191,313,000 | 189,672,000 |
| Interest-bearing deposits | 136,257,000 | 116,054,000 | 124,910,000 | 122,571,000 |
| Noninterest-bearing deposits | 69,543,000 | 69,976,000 | 66,403,000 | 67,101,000 |
| Equity capital | 22,389,000 | 21,818,000 | 21,600,000 | 22,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,933,000 | 3,998,000 | 6,092,000 | 8,237,000 |
| Interest expense | 627,000 | 1,487,000 | 2,354,000 | 3,634,000 |
| Net interest income | 1,306,000 | 2,511,000 | 3,738,000 | 4,603,000 |
| Noninterest income | 169,000 | 329,000 | 527,000 | 735,000 |
| Noninterest expense | 1,052,000 | 1,964,000 | 2,952,000 | 4,088,000 |
| Provision for loan losses | 60,000 | 130,000 | 130,000 | 130,000 |
| Pretax income | 363,000 | 746,000 | 1,183,000 | 1,120,000 |
| Income tax | 0 | 100,000 | 157,000 | 96,000 |
| Net income | 363,000 | 646,000 | 1,026,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,735,000 | 25,859,000 | 26,087,000 | 25,680,000 |