Call reports 2022
SMACKOVER STATE BANK — 2022
What SMACKOVER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 214,071,000 | 219,724,000 | 225,513,000 | 222,335,000 |
| Total loans | 100,291,000 | 109,516,000 | 116,229,000 | 119,434,000 |
| Allowance for loan losses | 887,000 | 888,000 | 943,000 | 996,000 |
| Securities available for sale | 49,829,000 | 46,110,000 | 43,703,000 | 42,754,000 |
| Securities held to maturity | 47,367,000 | 49,309,000 | 48,908,000 | 48,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,889,000 | 196,454,000 | 202,919,000 | 200,096,000 |
| Interest-bearing deposits | 144,356,000 | 149,225,000 | 152,495,000 | 121,616,000 |
| Noninterest-bearing deposits | 45,533,000 | 47,229,000 | 50,424,000 | 78,480,000 |
| Equity capital | 23,779,000 | 22,886,000 | 22,053,000 | 21,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,291,000 | 5,112,000 | 7,031,000 |
| Interest expense | 168,000 | 329,000 | 553,000 | 921,000 |
| Net interest income | 1,404,000 | 2,962,000 | 4,559,000 | 6,110,000 |
| Noninterest income | 163,000 | 341,000 | 546,000 | 705,000 |
| Noninterest expense | 915,000 | 1,914,000 | 2,911,000 | 3,952,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 120,000 |
| Pretax income | 652,000 | 1,389,000 | 2,134,000 | 2,743,000 |
| Income tax | 189,000 | 338,000 | 471,000 | 487,000 |
| Net income | 463,000 | 1,051,000 | 1,663,000 | 2,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,003,000 | 25,442,000 | 25,903,000 | 25,522,000 |