Call reports 2021
SMACKOVER STATE BANK — 2021
What SMACKOVER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 194,015,000 | 197,018,000 | 197,674,000 | 201,378,000 |
| Total loans | 81,730,000 | 86,146,000 | 88,344,000 | 92,637,000 |
| Allowance for loan losses | 901,000 | 880,000 | 878,000 | 878,000 |
| Securities available for sale | 41,814,000 | 44,756,000 | 44,139,000 | 47,610,000 |
| Securities held to maturity | 40,719,000 | 39,302,000 | 43,670,000 | 44,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,088,000 | 170,823,000 | 171,334,000 | 175,959,000 |
| Interest-bearing deposits | 129,659,000 | 131,681,000 | 132,039,000 | 135,597,000 |
| Noninterest-bearing deposits | 38,429,000 | 39,142,000 | 39,295,000 | 40,362,000 |
| Equity capital | 25,386,000 | 25,588,000 | 25,699,000 | 25,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,890,000 | 4,362,000 | 5,911,000 |
| Interest expense | 259,000 | 501,000 | 714,000 | 903,000 |
| Net interest income | 1,151,000 | 2,389,000 | 3,648,000 | 5,008,000 |
| Noninterest income | 146,000 | 304,000 | 464,000 | 623,000 |
| Noninterest expense | 881,000 | 1,779,000 | 2,766,000 | 3,760,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 416,000 | 914,000 | 1,346,000 | 1,871,000 |
| Income tax | 54,000 | 140,000 | 194,000 | 168,000 |
| Net income | 362,000 | 774,000 | 1,152,000 | 1,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,413,000 | 24,674,000 | 24,902,000 | 24,692,000 |