Call reports 2020
SMACKOVER STATE BANK — 2020
What SMACKOVER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 183,782,000 | 190,450,000 | 187,242,000 | 187,367,000 |
| Total loans | 79,458,000 | 82,192,000 | 83,278,000 | 84,375,000 |
| Allowance for loan losses | 972,000 | 948,000 | 952,000 | 949,000 |
| Securities available for sale | 36,795,000 | 42,442,000 | 40,837,000 | 37,696,000 |
| Securities held to maturity | 35,675,000 | 39,665,000 | 40,564,000 | 39,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,691,000 | 163,991,000 | 160,441,000 | 161,289,000 |
| Interest-bearing deposits | 127,335,000 | 129,160,000 | 126,289,000 | 125,963,000 |
| Noninterest-bearing deposits | 31,356,000 | 34,831,000 | 34,152,000 | 35,326,000 |
| Equity capital | 24,589,000 | 25,604,000 | 25,967,000 | 25,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,545,000 | 3,101,000 | 4,607,000 | 6,072,000 |
| Interest expense | 436,000 | 823,000 | 1,153,000 | 1,462,000 |
| Net interest income | 1,109,000 | 2,278,000 | 3,454,000 | 4,610,000 |
| Noninterest income | 132,000 | 272,000 | 600,000 | 572,000 |
| Noninterest expense | 896,000 | 1,594,000 | 2,522,000 | 3,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 345,000 | 956,000 | 1,532,000 | 1,869,000 |
| Income tax | 48,000 | 143,000 | 239,000 | 252,000 |
| Net income | 297,000 | 813,000 | 1,293,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,939,000 | 24,305,000 | 24,635,000 | 24,200,000 |