Call reports 2019
SMACKOVER STATE BANK — 2019
What SMACKOVER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 182,528,000 | 177,967,000 | 182,223,000 | 183,131,000 |
| Total loans | 72,036,000 | 71,246,000 | 78,856,000 | 78,203,000 |
| Allowance for loan losses | 997,000 | 996,000 | 976,000 | 975,000 |
| Securities available for sale | 56,594,000 | 49,333,000 | 45,870,000 | 41,798,000 |
| Securities held to maturity | 39,484,000 | 38,194,000 | 36,840,000 | 35,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,783,000 | 153,280,000 | 156,855,000 | 158,461,000 |
| Interest-bearing deposits | 127,039,000 | 121,515,000 | 123,815,000 | 126,545,000 |
| Noninterest-bearing deposits | 31,744,000 | 31,765,000 | 33,040,000 | 31,916,000 |
| Equity capital | 23,393,000 | 24,225,000 | 24,687,000 | 24,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,167,000 | 4,740,000 | 6,344,000 |
| Interest expense | 422,000 | 874,000 | 1,328,000 | 1,790,000 |
| Net interest income | 1,162,000 | 2,293,000 | 3,412,000 | 4,554,000 |
| Noninterest income | 134,000 | 254,000 | 404,000 | 540,000 |
| Noninterest expense | 883,000 | 1,719,000 | 2,467,000 | 3,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 413,000 | 929,000 | 1,349,000 | 1,806,000 |
| Income tax | 48,000 | 126,000 | 179,000 | 160,000 |
| Net income | 365,000 | 803,000 | 1,170,000 | 1,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,595,000 | 23,883,000 | 24,100,000 | 23,791,000 |
| Total capital | 24,592,000 | 24,879,000 | 25,076,000 | 24,766,000 |
| Risk-weighted assets | 80,370,000 | 80,092,000 | 84,229,000 | 85,252,000 |