Call reports 2018
SMACKOVER STATE BANK — 2018
What SMACKOVER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 183,007,000 | 182,157,000 | 182,958,000 | 186,303,000 |
| Total loans | 64,161,000 | 64,190,000 | 65,461,000 | 68,946,000 |
| Allowance for loan losses | 1,003,000 | 999,000 | 1,000,000 | 998,000 |
| Securities available for sale | 63,451,000 | 59,376,000 | 57,751,000 | 57,100,000 |
| Securities held to maturity | 40,914,000 | 41,445,000 | 41,631,000 | 40,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,325,000 | 159,407,000 | 160,154,000 | 163,556,000 |
| Interest-bearing deposits | 128,382,000 | 126,425,000 | 126,735,000 | 129,122,000 |
| Noninterest-bearing deposits | 31,943,000 | 32,982,000 | 33,419,000 | 34,434,000 |
| Equity capital | 22,403,000 | 22,476,000 | 22,490,000 | 22,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,087,000 | 4,677,000 | 6,247,000 |
| Interest expense | 267,000 | 558,000 | 905,000 | 1,295,000 |
| Net interest income | 1,270,000 | 2,529,000 | 3,772,000 | 4,952,000 |
| Noninterest income | 132,000 | 244,000 | 389,000 | 527,000 |
| Noninterest expense | 862,000 | 1,739,000 | 2,651,000 | 3,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 540,000 | 1,034,000 | 1,510,000 | 1,933,000 |
| Income tax | 80,000 | 146,000 | 203,000 | 289,000 |
| Net income | 460,000 | 888,000 | 1,307,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,279,000 | 23,557,000 | 24,375,000 | 23,380,000 |
| Total capital | 24,282,000 | 24,503,000 | 25,360,000 | 24,377,000 |
| Risk-weighted assets | 82,824,000 | 75,653,000 | 78,771,000 | 79,788,000 |