Call reports 2006
SMACKOVER STATE BANK — 2006
What SMACKOVER STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 132,934,000 | 131,078,000 | 133,890,000 | 139,694,000 |
| Total loans | 60,482,000 | 60,412,000 | 61,286,000 | 62,410,000 |
| Allowance for loan losses | 1,126,000 | 1,149,000 | 1,155,000 | 1,126,000 |
| Securities available for sale | 44,485,000 | 43,664,000 | 44,132,000 | 42,491,000 |
| Securities held to maturity | 17,890,000 | 19,890,000 | 20,330,000 | 21,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,728,000 | 115,672,000 | 118,983,000 | 124,768,000 |
| Interest-bearing deposits | 102,300,000 | 99,105,000 | 102,711,000 | 106,909,000 |
| Noninterest-bearing deposits | 16,428,000 | 16,567,000 | 16,272,000 | 17,859,000 |
| Equity capital | 13,813,000 | 13,618,000 | 14,269,000 | 14,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,500,000 | 5,296,000 | 7,160,000 |
| Interest expense | 746,000 | 1,577,000 | 2,464,000 | 3,474,000 |
| Net interest income | 997,000 | 1,923,000 | 2,832,000 | 3,686,000 |
| Noninterest income | 130,000 | 275,000 | 405,000 | 550,000 |
| Noninterest expense | 678,000 | 1,389,000 | 2,054,000 | 2,796,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 404,000 | 724,000 | 1,048,000 | 1,305,000 |
| Income tax | 107,000 | 181,000 | 251,000 | 258,000 |
| Net income | 297,000 | 543,000 | 797,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,711,000 | 14,812,000 | 14,920,000 | 14,875,000 |
| Total capital | 15,591,000 | 15,692,000 | 15,812,000 | 15,791,000 |
| Risk-weighted assets | 70,164,000 | 70,122,000 | 71,086,000 | 73,059,000 |
Machine access — free, no API key
Every figure shown here about SMACKOVER STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.