Call reports 2021
FIRST NATIONAL BANK OF BEARDSTOWN, THE — 2021
What FIRST NATIONAL BANK OF BEARDSTOWN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 162,180,000 | 158,188,000 | 156,379,000 | 169,968,000 |
| Total loans | 86,512,000 | 89,109,000 | 89,178,000 | 89,866,000 |
| Allowance for loan losses | 919,000 | 917,000 | 894,000 | 909,000 |
| Securities available for sale | 21,878,000 | 28,712,000 | 25,954,000 | 35,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,798,000 | 140,594,000 | 138,599,000 | 152,115,000 |
| Interest-bearing deposits | 109,846,000 | 108,210,000 | 108,072,000 | 116,981,000 |
| Noninterest-bearing deposits | 34,952,000 | 32,384,000 | 30,527,000 | 35,134,000 |
| Equity capital | 17,137,000 | 17,410,000 | 17,583,000 | 17,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 2,818,000 | 4,022,000 | 5,224,000 |
| Interest expense | 76,000 | 145,000 | 205,000 | 261,000 |
| Net interest income | 1,426,000 | 2,673,000 | 3,817,000 | 4,963,000 |
| Noninterest income | 212,000 | 443,000 | 667,000 | 942,000 |
| Noninterest expense | 942,000 | 1,966,000 | 2,982,000 | 4,037,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 22,000 |
| Pretax income | 688,000 | 1,142,000 | 1,494,000 | 1,846,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 5,000 |
| Net income | 686,000 | 1,139,000 | 1,490,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,755,000 | 17,122,000 | 17,389,000 | 17,230,000 |
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