Call reports 2019
FIRST NATIONAL BANK OF BEARDSTOWN, THE — 2019
What FIRST NATIONAL BANK OF BEARDSTOWN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,163,000 | 126,411,000 | 128,799,000 | 130,806,000 |
| Total loans | 82,132,000 | 82,532,000 | 83,794,000 | 85,467,000 |
| Allowance for loan losses | 855,000 | 871,000 | 890,000 | 919,000 |
| Securities available for sale | 13,014,000 | 13,386,000 | 13,893,000 | 16,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,891,000 | 110,739,000 | 112,806,000 | 114,555,000 |
| Interest-bearing deposits | 87,776,000 | 88,801,000 | 91,932,000 | 92,020,000 |
| Noninterest-bearing deposits | 23,115,000 | 21,938,000 | 20,874,000 | 22,535,000 |
| Equity capital | 15,000,000 | 15,440,000 | 15,732,000 | 15,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,656,000 | 4,053,000 | 5,430,000 |
| Interest expense | 101,000 | 225,000 | 355,000 | 483,000 |
| Net interest income | 1,193,000 | 2,431,000 | 3,698,000 | 4,947,000 |
| Noninterest income | 184,000 | 376,000 | 575,000 | 783,000 |
| Noninterest expense | 933,000 | 1,900,000 | 2,907,000 | 3,957,000 |
| Provision for loan losses | 22,000 | 43,000 | 72,000 | 102,000 |
| Pretax income | 421,000 | 864,000 | 1,293,000 | 1,670,000 |
| Income tax | 5,000 | 12,000 | 24,000 | 36,000 |
| Net income | 416,000 | 852,000 | 1,269,000 | 1,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,787,000 | 15,139,000 | 15,471,000 | 15,426,000 |
| Total capital | 15,642,000 | 16,010,000 | 16,361,000 | 16,345,000 |
| Risk-weighted assets | 84,453,000 | 84,993,000 | 81,775,000 | 88,791,000 |