Call reports 2018
FIRST NATIONAL BANK OF BEARDSTOWN, THE — 2018
What FIRST NATIONAL BANK OF BEARDSTOWN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 118,190,000 | 118,228,000 | 118,953,000 | 120,246,000 |
| Total loans | 79,807,000 | 81,416,000 | 83,050,000 | 82,244,000 |
| Allowance for loan losses | 777,000 | 821,000 | 829,000 | 816,000 |
| Securities available for sale | 8,215,000 | 7,674,000 | 10,655,000 | 12,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,775,000 | 103,703,000 | 104,117,000 | 105,074,000 |
| Interest-bearing deposits | 82,386,000 | 83,707,000 | 83,458,000 | 81,704,000 |
| Noninterest-bearing deposits | 21,389,000 | 19,996,000 | 20,659,000 | 23,370,000 |
| Equity capital | 14,164,000 | 14,343,000 | 14,644,000 | 14,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,349,000 | 3,596,000 | 4,912,000 |
| Interest expense | 64,000 | 128,000 | 197,000 | 299,000 |
| Net interest income | 1,090,000 | 2,221,000 | 3,399,000 | 4,613,000 |
| Noninterest income | 212,000 | 403,000 | 597,000 | 816,000 |
| Noninterest expense | 895,000 | 1,876,000 | 2,797,000 | 3,873,000 |
| Provision for loan losses | 30,000 | 75,000 | 105,000 | 155,000 |
| Pretax income | 377,000 | 673,000 | 1,094,000 | 1,401,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 4,000 |
| Net income | 375,000 | 670,000 | 1,091,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,064,000 | 14,273,000 | 14,610,000 | 14,556,000 |
| Total capital | 14,841,000 | 15,094,000 | 15,439,000 | 15,372,000 |
| Risk-weighted assets | 80,390,000 | 82,550,000 | 84,167,000 | 84,196,000 |
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