Call reports 2017
FIRST NATIONAL BANK OF BEARDSTOWN, THE — 2017
What FIRST NATIONAL BANK OF BEARDSTOWN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,593,000 | 110,331,000 | 115,858,000 | 115,437,000 |
| Total loans | 76,406,000 | 77,906,000 | 79,926,000 | 80,388,000 |
| Allowance for loan losses | 743,000 | 741,000 | 747,000 | 774,000 |
| Securities available for sale | 9,429,000 | 8,957,000 | 8,863,000 | 8,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,695,000 | 96,315,000 | 101,584,000 | 101,035,000 |
| Interest-bearing deposits | 82,974,000 | 77,373,000 | 82,291,000 | 80,448,000 |
| Noninterest-bearing deposits | 20,721,000 | 18,942,000 | 19,293,000 | 20,587,000 |
| Equity capital | 13,646,000 | 13,845,000 | 14,079,000 | 13,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,157,000 | 3,297,000 | 4,469,000 |
| Interest expense | 60,000 | 120,000 | 189,000 | 257,000 |
| Net interest income | 993,000 | 2,037,000 | 3,108,000 | 4,212,000 |
| Noninterest income | 208,000 | 415,000 | 620,000 | 839,000 |
| Noninterest expense | 904,000 | 1,880,000 | 2,784,000 | 3,773,000 |
| Provision for loan losses | 23,000 | 45,000 | 75,000 | 125,000 |
| Pretax income | 274,000 | 527,000 | 869,000 | 1,153,000 |
| Income tax | 4,000 | 8,000 | 14,000 | 20,000 |
| Net income | 270,000 | 519,000 | 855,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,459,000 | 13,575,000 | 13,821,000 | 13,833,000 |
| Total capital | 14,202,000 | 14,316,000 | 14,568,000 | 14,607,000 |
| Risk-weighted assets | 77,249,000 | 78,173,000 | 80,328,000 | 81,214,000 |