Call reports 2025
SILEX BANKING COMPANY — 2025
What SILEX BANKING COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 94,268,000 | 93,730,000 | 93,255,000 | 92,366,000 |
| Total loans | 56,126,000 | 60,255,000 | 60,693,000 | 62,288,000 |
| Allowance for loan losses | 563,000 | 613,000 | 613,000 | 552,000 |
| Securities available for sale | 8,003,000 | 8,065,000 | 8,256,000 | 8,287,000 |
| Securities held to maturity | 15,948,000 | 15,947,000 | 15,696,000 | 15,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,600,000 | 80,956,000 | 79,907,000 | 78,899,000 |
| Interest-bearing deposits | 65,123,000 | 64,357,000 | 63,780,000 | 62,798,000 |
| Noninterest-bearing deposits | 16,477,000 | 16,599,000 | 16,127,000 | 16,101,000 |
| Equity capital | 12,582,000 | 12,667,000 | 13,220,000 | 13,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,163,000 | 3,300,000 | 4,559,000 |
| Interest expense | 356,000 | 703,000 | 1,032,000 | 1,383,000 |
| Net interest income | 704,000 | 1,460,000 | 2,268,000 | 3,176,000 |
| Noninterest income | 15,000 | 35,000 | 51,000 | 70,000 |
| Noninterest expense | 565,000 | 1,073,000 | 1,445,000 | 2,034,000 |
| Provision for loan losses | 105,000 | 155,000 | 155,000 | 94,000 |
| Pretax income | 71,000 | 277,000 | 708,000 | 1,093,000 |
| Income tax | 36,000 | 102,000 | 142,000 | 222,000 |
| Net income | 35,000 | 175,000 | 566,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,544,000 | 13,571,000 | 13,962,000 | 13,994,000 |
Machine access — free, no API key
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