Call reports 2022
SILEX BANKING COMPANY — 2022
What SILEX BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 92,910,000 | 90,473,000 | 89,724,000 | 86,198,000 |
| Total loans | 44,538,000 | 44,345,000 | 44,486,000 | 45,460,000 |
| Allowance for loan losses | 836,000 | 836,000 | 836,000 | 836,000 |
| Securities available for sale | 12,143,000 | 11,573,000 | 11,147,000 | 11,171,000 |
| Securities held to maturity | 12,086,000 | 13,390,000 | 14,196,000 | 15,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,328,000 | 79,385,000 | 78,732,000 | 75,233,000 |
| Interest-bearing deposits | 64,352,000 | 63,082,000 | 62,393,000 | 58,294,000 |
| Noninterest-bearing deposits | 16,976,000 | 16,303,000 | 16,339,000 | 16,939,000 |
| Equity capital | 11,442,000 | 11,064,000 | 10,978,000 | 10,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,212,000 | 1,911,000 | 2,667,000 |
| Interest expense | 43,000 | 86,000 | 130,000 | 204,000 |
| Net interest income | 562,000 | 1,126,000 | 1,781,000 | 2,463,000 |
| Noninterest income | 22,000 | 40,000 | 61,000 | 80,000 |
| Noninterest expense | 405,000 | 814,000 | 1,238,000 | 1,726,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 352,000 | 604,000 | 817,000 |
| Income tax | 30,000 | 41,000 | 58,000 | 87,000 |
| Net income | 149,000 | 311,000 | 546,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,222,000 | 12,279,000 | 12,514,000 | 12,447,000 |