Call reports 2021
SILEX BANKING COMPANY — 2021
What SILEX BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 82,980,000 | 91,431,000 | 90,787,000 | 89,903,000 |
| Total loans | 40,920,000 | 38,895,000 | 41,479,000 | 46,814,000 |
| Allowance for loan losses | 736,000 | 736,000 | 736,000 | 836,000 |
| Securities available for sale | 11,916,000 | 14,365,000 | 14,380,000 | 14,205,000 |
| Securities held to maturity | 7,158,000 | 11,330,000 | 12,312,000 | 13,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,889,000 | 79,156,000 | 78,382,000 | 77,876,000 |
| Interest-bearing deposits | 55,132,000 | 63,896,000 | 62,827,000 | 61,307,000 |
| Noninterest-bearing deposits | 15,757,000 | 15,259,000 | 15,555,000 | 16,569,000 |
| Equity capital | 12,035,000 | 12,237,000 | 12,348,000 | 11,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,487,000 | 2,045,000 | 2,651,000 |
| Interest expense | 59,000 | 117,000 | 169,000 | 214,000 |
| Net interest income | 773,000 | 1,370,000 | 1,876,000 | 2,437,000 |
| Noninterest income | 23,000 | 45,000 | 64,000 | 83,000 |
| Noninterest expense | 420,000 | 823,000 | 1,234,000 | 1,711,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 376,000 | 592,000 | 706,000 | 709,000 |
| Income tax | 0 | 42,000 | 77,000 | 145,000 |
| Net income | 376,000 | 550,000 | 629,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,246,000 | 12,313,000 | 12,392,000 | 12,074,000 |