Call reports 2020
SILEX BANKING COMPANY — 2020
What SILEX BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 72,750,000 | 75,967,000 | 75,685,000 | 78,284,000 |
| Total loans | 34,438,000 | 37,507,000 | 38,259,000 | 36,159,000 |
| Allowance for loan losses | 713,000 | 713,000 | 715,000 | 736,000 |
| Securities available for sale | 3,597,000 | 1,774,000 | 5,971,000 | 10,728,000 |
| Securities held to maturity | 13,467,000 | 14,937,000 | 14,679,000 | 11,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,693,000 | 63,939,000 | 63,533,000 | 66,356,000 |
| Interest-bearing deposits | 49,429,000 | 51,343,000 | 51,424,000 | 51,497,000 |
| Noninterest-bearing deposits | 11,264,000 | 12,597,000 | 12,108,000 | 14,859,000 |
| Equity capital | 11,970,000 | 11,979,000 | 12,079,000 | 11,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,263,000 | 1,817,000 | 2,359,000 |
| Interest expense | 83,000 | 158,000 | 226,000 | 290,000 |
| Net interest income | 555,000 | 1,105,000 | 1,591,000 | 2,069,000 |
| Noninterest income | 23,000 | 39,000 | 59,000 | 81,000 |
| Noninterest expense | 430,000 | 849,000 | 1,246,000 | 1,691,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 148,000 | 295,000 | 404,000 | 439,000 |
| Income tax | 29,000 | 58,000 | 77,000 | 57,000 |
| Net income | 119,000 | 237,000 | 327,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,967,000 | 11,977,000 | 12,067,000 | 11,870,000 |