Call reports 2019
SILEX BANKING COMPANY — 2019
What SILEX BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 72,514,000 | 69,865,000 | 70,675,000 | 71,949,000 |
| Total loans | 31,458,000 | 33,527,000 | 33,208,000 | 34,791,000 |
| Allowance for loan losses | 676,000 | 677,000 | 678,000 | 713,000 |
| Securities available for sale | 7,297,000 | 4,333,000 | 3,323,000 | 3,341,000 |
| Securities held to maturity | 26,727,000 | 27,977,000 | 26,728,000 | 25,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,789,000 | 58,077,000 | 58,640,000 | 60,047,000 |
| Interest-bearing deposits | 50,458,000 | 48,047,000 | 47,672,000 | 47,039,000 |
| Noninterest-bearing deposits | 10,331,000 | 10,030,000 | 10,968,000 | 13,008,000 |
| Equity capital | 11,654,000 | 11,746,000 | 11,979,000 | 11,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,357,000 | 2,041,000 | 2,715,000 |
| Interest expense | 73,000 | 150,000 | 231,000 | 315,000 |
| Net interest income | 608,000 | 1,207,000 | 1,810,000 | 2,400,000 |
| Noninterest income | 21,000 | 51,000 | 72,000 | 93,000 |
| Noninterest expense | 411,000 | 806,000 | 1,157,000 | 1,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 218,000 | 452,000 | 725,000 | 835,000 |
| Income tax | 38,000 | 77,000 | 115,000 | 115,000 |
| Net income | 180,000 | 375,000 | 610,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,658,000 | 11,746,000 | 11,981,000 | 11,848,000 |
| Total capital | 12,102,000 | 12,222,000 | 12,412,000 | 12,330,000 |
| Risk-weighted assets | 35,290,000 | 37,899,000 | 34,234,000 | 38,322,000 |