Call reports 2016
SILEX BANKING COMPANY — 2016
What SILEX BANKING COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 72,304,000 | 72,048,000 | 71,923,000 | 72,019,000 |
| Total loans | 29,526,000 | 30,335,000 | 31,802,000 | 31,307,000 |
| Allowance for loan losses | 631,000 | 631,000 | 631,000 | 665,000 |
| Securities available for sale | 8,485,000 | 8,497,000 | 8,487,000 | 8,492,000 |
| Securities held to maturity | 24,706,000 | 25,241,000 | 27,903,000 | 27,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,522,000 | 61,270,000 | 60,896,000 | 61,191,000 |
| Interest-bearing deposits | 52,608,000 | 51,878,000 | 51,011,000 | 50,814,000 |
| Noninterest-bearing deposits | 8,914,000 | 9,392,000 | 9,885,000 | 10,377,000 |
| Equity capital | 10,607,000 | 10,659,000 | 10,889,000 | 10,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,196,000 | 1,833,000 | 2,505,000 |
| Interest expense | 61,000 | 122,000 | 184,000 | 245,000 |
| Net interest income | 531,000 | 1,074,000 | 1,649,000 | 2,260,000 |
| Noninterest income | 24,000 | 49,000 | 75,000 | 97,000 |
| Noninterest expense | 338,000 | 711,000 | 1,046,000 | 1,599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 412,000 | 678,000 | 758,000 |
| Income tax | 36,000 | 72,000 | 108,000 | 186,000 |
| Net income | 181,000 | 340,000 | 570,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,607,000 | 10,659,000 | 10,889,000 | 10,643,000 |
| Total capital | 11,009,000 | 11,112,000 | 11,372,000 | 11,121,000 |
| Risk-weighted assets | 31,954,000 | 36,048,000 | 38,499,000 | 38,084,000 |