Call reports 2015
SILEX BANKING COMPANY — 2015
What SILEX BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,764,000 | 73,833,000 | 71,340,000 | 71,216,000 |
| Total loans | 29,339,000 | 28,946,000 | 28,676,000 | 28,959,000 |
| Allowance for loan losses | 622,000 | 622,000 | 622,000 | 631,000 |
| Securities available for sale | 8,496,000 | 8,500,000 | 8,499,000 | 8,498,000 |
| Securities held to maturity | 24,768,000 | 25,243,000 | 25,313,000 | 25,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,161,000 | 63,221,000 | 60,517,000 | 60,641,000 |
| Interest-bearing deposits | 55,823,000 | 54,566,000 | 52,021,000 | 51,995,000 |
| Noninterest-bearing deposits | 8,338,000 | 8,655,000 | 8,496,000 | 8,645,000 |
| Equity capital | 10,418,000 | 10,479,000 | 10,681,000 | 10,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,177,000 | 1,762,000 | 2,347,000 |
| Interest expense | 65,000 | 129,000 | 192,000 | 255,000 |
| Net interest income | 532,000 | 1,048,000 | 1,570,000 | 2,092,000 |
| Noninterest income | 24,000 | 47,000 | 73,000 | 88,000 |
| Noninterest expense | 336,000 | 669,000 | 984,000 | 1,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 220,000 | 426,000 | 659,000 | 683,000 |
| Income tax | 36,000 | 72,000 | 108,000 | 144,000 |
| Net income | 184,000 | 354,000 | 551,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,418,000 | 10,479,000 | 10,681,000 | 10,425,000 |
| Total capital | 10,865,000 | 10,909,000 | 11,115,000 | 10,824,000 |
| Risk-weighted assets | 35,574,000 | 34,193,000 | 34,561,000 | 31,712,000 |