Call reports 2012
SILEX BANKING COMPANY — 2012
What SILEX BANKING COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,979,000 | 68,717,000 | 68,791,000 | 70,112,000 |
| Total loans | 26,692,000 | 27,155,000 | 27,211,000 | 26,908,000 |
| Allowance for loan losses | 467,000 | 482,000 | 442,000 | 457,000 |
| Securities available for sale | 7,497,000 | 7,499,000 | 7,496,000 | 7,499,000 |
| Securities held to maturity | 22,581,000 | 20,913,000 | 23,400,000 | 22,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,940,000 | 58,723,000 | 58,619,000 | 60,152,000 |
| Interest-bearing deposits | 50,266,000 | 51,955,000 | 52,256,000 | 52,620,000 |
| Noninterest-bearing deposits | 6,674,000 | 6,768,000 | 6,363,000 | 7,532,000 |
| Equity capital | 9,808,000 | 9,847,000 | 10,020,000 | 9,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,207,000 | 1,779,000 | 2,361,000 |
| Interest expense | 114,000 | 217,000 | 317,000 | 411,000 |
| Net interest income | 498,000 | 990,000 | 1,462,000 | 1,950,000 |
| Noninterest income | 13,000 | 25,000 | 37,000 | 48,000 |
| Noninterest expense | 292,000 | 588,000 | 854,000 | 1,285,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 30,000 |
| Pretax income | 219,000 | 412,000 | 630,000 | 683,000 |
| Income tax | 46,000 | 97,000 | 142,000 | 140,000 |
| Net income | 173,000 | 315,000 | 488,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,808,000 | 9,847,000 | 10,020,000 | 9,854,000 |
| Total capital | 10,225,000 | 10,273,000 | 10,447,000 | 10,283,000 |
| Risk-weighted assets | 33,273,000 | 34,016,000 | 34,173,000 | 34,321,000 |