Call reports 2025
FARMERS BANK — 2025
What FARMERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 282,272,000 | 287,529,000 | 282,050,000 | 287,631,000 |
| Total loans | 154,798,000 | 156,923,000 | 161,635,000 | 163,342,000 |
| Allowance for loan losses | 1,270,000 | 1,247,000 | 1,231,000 | 1,217,000 |
| Securities available for sale | 78,568,000 | 78,476,000 | 81,819,000 | 80,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,492,000 | 250,249,000 | 242,455,000 | 247,211,000 |
| Interest-bearing deposits | 184,399,000 | 186,104,000 | 179,091,000 | 183,534,000 |
| Noninterest-bearing deposits | 61,093,000 | 64,145,000 | 63,364,000 | 63,677,000 |
| Equity capital | 35,767,000 | 36,197,000 | 38,589,000 | 39,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,284,000 | 6,626,000 | 10,049,000 | 13,460,000 |
| Interest expense | 1,009,000 | 1,994,000 | 2,970,000 | 3,887,000 |
| Net interest income | 2,275,000 | 4,632,000 | 7,079,000 | 9,573,000 |
| Noninterest income | 579,000 | 1,254,000 | 1,970,000 | 2,609,000 |
| Noninterest expense | 2,139,000 | 4,286,000 | 6,760,000 | 9,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 715,000 | 1,600,000 | 2,289,000 | 2,914,000 |
| Income tax | 70,000 | 190,000 | 310,000 | 640,000 |
| Net income | 645,000 | 1,410,000 | 1,979,000 | 2,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,208,000 | 44,973,000 | 45,542,000 | 45,837,000 |