Call reports 2016
FARMERS BANK — 2016
What FARMERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 202,343,000 | 201,179,000 | 198,165,000 | 199,231,000 |
| Total loans | 88,036,000 | 89,388,000 | 91,022,000 | 94,867,000 |
| Allowance for loan losses | 1,055,000 | 1,015,000 | 1,000,000 | 994,000 |
| Securities available for sale | 393,000 | 397,000 | 396,000 | 67,702,000 |
| Securities held to maturity | 75,148,000 | 78,655,000 | 74,823,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,530,000 | 161,916,000 | 158,533,000 | 159,864,000 |
| Interest-bearing deposits | 128,032,000 | 127,019,000 | 123,621,000 | 125,615,000 |
| Noninterest-bearing deposits | 35,498,000 | 34,897,000 | 34,912,000 | 34,249,000 |
| Equity capital | 38,360,000 | 38,755,000 | 39,089,000 | 39,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,785,000 | 5,586,000 | 7,467,000 |
| Interest expense | 79,000 | 153,000 | 226,000 | 304,000 |
| Net interest income | 1,802,000 | 3,632,000 | 5,360,000 | 7,163,000 |
| Noninterest income | 505,000 | 1,118,000 | 1,763,000 | 2,277,000 |
| Noninterest expense | 1,916,000 | 3,938,000 | 5,881,000 | 7,896,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 391,000 | 812,000 | 1,293,000 | 1,737,000 |
| Income tax | 30,000 | 60,000 | 205,000 | 447,000 |
| Net income | 361,000 | 752,000 | 1,088,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,723,000 | 37,118,000 | 37,452,000 | 37,641,000 |
| Total capital | 37,778,000 | 38,133,000 | 38,452,000 | 38,635,000 |
| Risk-weighted assets | 108,284,000 | 108,813,000 | 109,824,000 | 113,287,000 |