Call reports 2015
FARMERS BANK — 2015
What FARMERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 199,118,000 | 197,587,000 | 197,355,000 | 203,783,000 |
| Total loans | 77,123,000 | 78,544,000 | 79,684,000 | 82,490,000 |
| Allowance for loan losses | 1,278,000 | 1,060,000 | 1,078,000 | 1,063,000 |
| Securities available for sale | 409,000 | 404,000 | 404,000 | 396,000 |
| Securities held to maturity | 70,059,000 | 68,010,000 | 70,754,000 | 75,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,580,000 | 158,673,000 | 158,071,000 | 164,211,000 |
| Interest-bearing deposits | 127,897,000 | 126,266,000 | 125,059,000 | 129,304,000 |
| Noninterest-bearing deposits | 32,683,000 | 32,407,000 | 33,012,000 | 34,907,000 |
| Equity capital | 38,312,000 | 38,626,000 | 38,875,000 | 39,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,693,000 | 3,396,000 | 5,106,000 | 6,900,000 |
| Interest expense | 74,000 | 149,000 | 224,000 | 299,000 |
| Net interest income | 1,619,000 | 3,247,000 | 4,882,000 | 6,601,000 |
| Noninterest income | 600,000 | 1,267,000 | 1,862,000 | 2,616,000 |
| Noninterest expense | 1,788,000 | 3,564,000 | 5,465,000 | 7,463,000 |
| Provision for loan losses | 15,000 | 25,000 | 40,000 | 40,000 |
| Pretax income | 416,000 | 925,000 | 1,239,000 | 1,748,000 |
| Income tax | 0 | 190,000 | 255,000 | 480,000 |
| Net income | 416,000 | 735,000 | 984,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,630,000 | 36,939,000 | 37,188,000 | 37,514,000 |
| Total capital | 37,908,000 | 37,999,000 | 38,266,000 | 38,577,000 |
| Risk-weighted assets | 114,816,000 | 115,262,000 | 113,175,000 | 105,035,000 |