Call reports 2005
FARMERS BANK — 2005
What FARMERS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 181,816,000 | 184,568,000 | 183,251,000 | 181,463,000 |
| Total loans | 109,387,000 | 113,242,000 | 113,480,000 | 114,483,000 |
| Allowance for loan losses | 1,823,000 | 1,821,000 | 1,811,000 | 1,734,000 |
| Securities available for sale | 372,000 | 372,000 | 372,000 | 364,000 |
| Securities held to maturity | 47,978,000 | 48,505,000 | 46,841,000 | 44,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,467,000 | 140,453,000 | 136,787,000 | 136,644,000 |
| Interest-bearing deposits | 120,465,000 | 118,173,000 | 116,300,000 | 116,397,000 |
| Noninterest-bearing deposits | 22,002,000 | 22,280,000 | 20,487,000 | 20,247,000 |
| Equity capital | 37,821,000 | 38,436,000 | 38,445,000 | 40,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,613,000 | 5,302,000 | 8,083,000 | 10,890,000 |
| Interest expense | 543,000 | 1,128,000 | 1,820,000 | 2,590,000 |
| Net interest income | 2,070,000 | 4,174,000 | 6,263,000 | 8,300,000 |
| Noninterest income | 921,000 | 1,512,000 | 2,218,000 | 2,936,000 |
| Noninterest expense | 1,594,000 | 3,249,000 | 4,902,000 | 6,822,000 |
| Provision for loan losses | 0 | 0 | 33,000 | 66,000 |
| Pretax income | 1,397,000 | 2,437,000 | 3,546,000 | 4,348,000 |
| Income tax | 350,000 | 775,000 | 1,125,000 | 1,191,000 |
| Net income | 1,047,000 | 1,662,000 | 2,421,000 | 3,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,023,000 | 37,638,000 | 37,647,000 | 38,375,000 |
| Total capital | 38,480,000 | 39,162,000 | 39,124,000 | 39,911,000 |
| Risk-weighted assets | 116,230,000 | 121,615,000 | 117,787,000 | 122,661,000 |
Machine access — free, no API key
Every figure shown here about FARMERS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.