Call reports 2026
OHIO VALLEY BANK COMPANY, THE — 2026
What OHIO VALLEY BANK COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,663,062,000 | 1,646,225,000 |
| Total loans | 1,202,512,000 | 1,233,683,000 |
| Allowance for loan losses | 12,625,000 | 16,283,000 |
| Securities available for sale | 251,438,000 | 250,236,000 |
| Securities held to maturity | 5,437,000 | 5,405,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,429,085,000 | 1,413,087,000 |
| Interest-bearing deposits | 1,086,133,000 | 1,088,771,000 |
| Noninterest-bearing deposits | 342,952,000 | 324,316,000 |
| Equity capital | 163,224,000 | 165,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 21,838,000 | 44,706,000 |
| Interest expense | 7,443,000 | 15,380,000 |
| Net interest income | 14,395,000 | 29,326,000 |
| Noninterest income | 2,716,000 | 5,449,000 |
| Noninterest expense | 10,570,000 | 21,078,000 |
| Provision for loan losses | 1,610,000 | 5,390,000 |
| Pretax income | 5,011,000 | 8,824,000 |
| Income tax | 905,000 | 1,611,000 |
| Net income | 4,106,000 | 7,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 159,964,000 | 161,820,000 |