Call reports 2024
OHIO VALLEY BANK COMPANY, THE — 2024
What OHIO VALLEY BANK COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,358,602,000 | 1,388,164,000 | 1,478,660,000 | 1,488,169,000 |
| Total loans | 978,288,000 | 1,028,754,000 | 1,037,317,000 | 1,049,295,000 |
| Allowance for loan losses | 9,009,000 | 9,212,000 | 9,672,000 | 9,867,000 |
| Securities available for sale | 162,186,000 | 162,749,000 | 271,187,000 | 268,120,000 |
| Securities held to maturity | 7,970,000 | 7,932,000 | 7,913,000 | 7,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,156,756,000 | 1,184,261,000 | 1,267,331,000 | 1,278,465,000 |
| Interest-bearing deposits | 843,215,000 | 835,783,000 | 946,026,000 | 953,285,000 |
| Noninterest-bearing deposits | 313,541,000 | 348,478,000 | 321,305,000 | 325,180,000 |
| Equity capital | 137,891,000 | 139,843,000 | 146,303,000 | 144,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,124,000 | 35,211,000 | 54,035,000 | 73,354,000 |
| Interest expense | 6,317,000 | 12,827,000 | 19,472,000 | 26,249,000 |
| Net interest income | 10,807,000 | 22,384,000 | 34,563,000 | 47,105,000 |
| Noninterest income | 3,026,000 | 5,684,000 | 8,528,000 | 12,200,000 |
| Noninterest expense | 10,012,000 | 20,151,000 | 30,680,000 | 43,294,000 |
| Provision for loan losses | 875,000 | 1,000,000 | 1,910,000 | 2,520,000 |
| Pretax income | 3,052,000 | 6,980,000 | 10,627,000 | 13,602,000 |
| Income tax | 530,000 | 1,243,000 | 1,893,000 | 2,426,000 |
| Net income | 2,522,000 | 5,737,000 | 8,734,000 | 11,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,601,000 | 145,569,000 | 147,317,000 | 148,509,000 |