Call reports 2023
OHIO VALLEY BANK COMPANY, THE — 2023
What OHIO VALLEY BANK COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,249,462,000 | 1,256,038,000 | 1,295,601,000 | 1,337,295,000 |
| Total loans | 894,826,000 | 938,196,000 | 949,167,000 | 959,500,000 |
| Allowance for loan losses | 7,424,000 | 7,416,000 | 7,904,000 | 8,518,000 |
| Securities available for sale | 178,692,000 | 172,862,000 | 165,184,000 | 162,258,000 |
| Securities held to maturity | 9,004,000 | 8,967,000 | 8,948,000 | 7,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,085,756,000 | 1,080,204,000 | 1,099,061,000 | 1,133,982,000 |
| Interest-bearing deposits | 742,347,000 | 738,037,000 | 769,523,000 | 805,449,000 |
| Noninterest-bearing deposits | 343,409,000 | 342,167,000 | 329,538,000 | 328,533,000 |
| Equity capital | 130,599,000 | 131,495,000 | 130,289,000 | 137,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,239,000 | 27,673,000 | 42,997,000 | 59,414,000 |
| Interest expense | 1,921,000 | 5,160,000 | 9,537,000 | 15,165,000 |
| Net interest income | 11,318,000 | 22,513,000 | 33,460,000 | 44,249,000 |
| Noninterest income | 3,095,000 | 5,770,000 | 8,408,000 | 11,640,000 |
| Noninterest expense | 9,884,000 | 19,939,000 | 29,848,000 | 39,501,000 |
| Provision for loan losses | 560,000 | 690,000 | 1,340,000 | 1,965,000 |
| Pretax income | 3,945,000 | 7,720,000 | 10,669,000 | 14,363,000 |
| Income tax | 719,000 | 1,401,000 | 1,908,000 | 2,574,000 |
| Net income | 3,226,000 | 6,319,000 | 8,761,000 | 11,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,068,000 | 139,918,000 | 141,114,000 | 142,895,000 |