Call reports 2022
OHIO VALLEY BANK COMPANY, THE — 2022
What OHIO VALLEY BANK COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,242,264,000 | 1,236,776,000 | 1,234,938,000 | 1,193,379,000 |
| Total loans | 800,460,000 | 858,919,000 | 844,445,000 | 873,136,000 |
| Allowance for loan losses | 4,940,000 | 4,886,000 | 4,482,000 | 4,941,000 |
| Securities available for sale | 189,223,000 | 193,235,000 | 183,795,000 | 183,022,000 |
| Securities held to maturity | 10,071,000 | 9,735,000 | 9,641,000 | 9,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,079,883,000 | 1,077,974,000 | 1,078,729,000 | 1,032,783,000 |
| Interest-bearing deposits | 729,216,000 | 727,656,000 | 721,394,000 | 673,673,000 |
| Noninterest-bearing deposits | 350,667,000 | 350,318,000 | 357,335,000 | 359,110,000 |
| Equity capital | 129,305,000 | 125,796,000 | 121,782,000 | 127,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,139,000 | 20,828,000 | 32,814,000 | 45,358,000 |
| Interest expense | 619,000 | 1,223,000 | 1,821,000 | 2,513,000 |
| Net interest income | 9,520,000 | 19,605,000 | 30,993,000 | 42,845,000 |
| Noninterest income | 3,002,000 | 5,589,000 | 8,232,000 | 10,969,000 |
| Noninterest expense | 9,350,000 | 19,037,000 | 29,012,000 | 37,644,000 |
| Provision for loan losses | -1,100,000 | -300,000 | -700,000 | -100,000 |
| Pretax income | 4,272,000 | 6,457,000 | 10,913,000 | 14,733,000 |
| Income tax | 812,000 | 1,186,000 | 2,035,000 | 2,564,000 |
| Net income | 3,460,000 | 5,271,000 | 8,878,000 | 12,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,669,000 | 130,491,000 | 133,107,000 | 135,404,000 |