Call reports 2017
OHIO VALLEY BANK COMPANY, THE — 2017
What OHIO VALLEY BANK COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,023,652,000 | 965,366,000 | 1,004,768,000 | 1,011,182,000 |
| Total loans | 728,624,000 | 746,651,000 | 767,304,000 | 757,446,000 |
| Allowance for loan losses | 6,894,000 | 6,614,000 | 6,985,000 | 7,170,000 |
| Securities available for sale | 103,172,000 | 102,697,000 | 106,545,000 | 101,126,000 |
| Securities held to maturity | 18,827,000 | 18,605,000 | 18,168,000 | 17,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 872,877,000 | 812,612,000 | 854,203,000 | 860,434,000 |
| Interest-bearing deposits | 581,067,000 | 583,023,000 | 617,810,000 | 603,551,000 |
| Noninterest-bearing deposits | 291,810,000 | 229,589,000 | 236,393,000 | 256,883,000 |
| Equity capital | 107,130,000 | 108,189,000 | 108,780,000 | 107,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,266,000 | 20,669,000 | 31,402,000 | 42,353,000 |
| Interest expense | 763,000 | 1,567,000 | 2,501,000 | 3,519,000 |
| Net interest income | 9,503,000 | 19,102,000 | 28,901,000 | 38,834,000 |
| Noninterest income | 2,780,000 | 4,783,000 | 7,057,000 | 8,998,000 |
| Noninterest expense | 8,748,000 | 18,237,000 | 26,971,000 | 34,815,000 |
| Provision for loan losses | 25,000 | 200,000 | 1,815,000 | 2,415,000 |
| Pretax income | 3,510,000 | 5,448,000 | 7,172,000 | 10,602,000 |
| Income tax | 996,000 | 1,384,000 | 1,530,000 | 4,210,000 |
| Net income | 2,514,000 | 4,064,000 | 5,642,000 | 6,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,790,000 | 100,373,000 | 100,980,000 | 100,759,000 |
| Total capital | 106,684,000 | 106,987,000 | 107,965,000 | 107,929,000 |
| Risk-weighted assets | 689,612,000 | 697,505,000 | 713,738,000 | 703,536,000 |