Call reports 2006
OHIO VALLEY BANK COMPANY, THE — 2006
What OHIO VALLEY BANK COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 747,587,000 | 744,615,000 | 762,760,000 | 755,106,000 |
| Total loans | 618,081,000 | 615,589,000 | 619,888,000 | 616,417,000 |
| Allowance for loan losses | 6,950,000 | 7,787,000 | 7,985,000 | 9,112,000 |
| Securities available for sale | 65,315,000 | 67,418,000 | 68,972,000 | 70,267,000 |
| Securities held to maturity | 12,056,000 | 12,050,000 | 13,519,000 | 13,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,460,000 | 579,680,000 | 599,806,000 | 596,820,000 |
| Interest-bearing deposits | 501,819,000 | 504,510,000 | 526,673,000 | 515,826,000 |
| Noninterest-bearing deposits | 80,641,000 | 75,170,000 | 73,133,000 | 80,994,000 |
| Equity capital | 68,017,000 | 69,417,000 | 70,484,000 | 67,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,973,000 | 24,477,000 | 37,331,000 | 50,096,000 |
| Interest expense | 4,921,000 | 10,350,000 | 16,251,000 | 22,388,000 |
| Net interest income | 7,052,000 | 14,127,000 | 21,080,000 | 27,708,000 |
| Noninterest income | 1,178,000 | 2,591,000 | 3,974,000 | 5,274,000 |
| Noninterest expense | 5,116,000 | 10,038,000 | 15,148,000 | 19,345,000 |
| Provision for loan losses | 585,000 | 1,370,000 | 1,820,000 | 5,520,000 |
| Pretax income | 2,529,000 | 5,310,000 | 8,086,000 | 8,117,000 |
| Income tax | 780,000 | 1,617,000 | 2,451,000 | 2,374,000 |
| Net income | 1,749,000 | 3,693,000 | 5,635,000 | 5,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,171,000 | 70,096,000 | 70,556,000 | 67,163,000 |
| Total capital | 75,121,000 | 77,514,000 | 78,086,000 | 74,643,000 |
| Risk-weighted assets | 588,080,000 | 593,106,000 | 601,938,000 | 596,786,000 |
Machine access — free, no API key
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