Call reports 2005
OHIO VALLEY BANK COMPANY, THE — 2005
What OHIO VALLEY BANK COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 705,857,000 | 712,001,000 | 722,550,000 | 741,487,000 |
| Total loans | 581,166,000 | 585,115,000 | 598,513,000 | 609,786,000 |
| Allowance for loan losses | 6,838,000 | 6,563,000 | 6,704,000 | 6,833,000 |
| Securities available for sale | 65,339,000 | 67,360,000 | 64,151,000 | 66,328,000 |
| Securities held to maturity | 11,801,000 | 11,348,000 | 12,285,000 | 12,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,790,000 | 530,833,000 | 545,403,000 | 566,509,000 |
| Interest-bearing deposits | 468,005,000 | 463,921,000 | 474,467,000 | 480,305,000 |
| Noninterest-bearing deposits | 67,785,000 | 66,912,000 | 70,936,000 | 86,204,000 |
| Equity capital | 66,864,000 | 68,350,000 | 68,861,000 | 66,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,366,000 | 20,976,000 | 32,224,000 | 43,941,000 |
| Interest expense | 3,792,000 | 7,778,000 | 12,108,000 | 16,774,000 |
| Net interest income | 6,574,000 | 13,198,000 | 20,116,000 | 27,167,000 |
| Noninterest income | 1,175,000 | 2,428,000 | 3,679,000 | 4,983,000 |
| Noninterest expense | 5,056,000 | 9,930,000 | 14,917,000 | 19,613,000 |
| Provision for loan losses | 265,000 | 581,000 | 1,063,000 | 1,634,000 |
| Pretax income | 2,428,000 | 5,115,000 | 7,815,000 | 10,903,000 |
| Income tax | 767,000 | 1,629,000 | 2,482,000 | 3,490,000 |
| Net income | 1,661,000 | 3,486,000 | 5,333,000 | 7,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,372,000 | 67,498,000 | 68,343,000 | 66,423,000 |
| Total capital | 73,210,000 | 74,061,000 | 75,047,000 | 73,256,000 |
| Risk-weighted assets | 552,223,000 | 557,823,000 | 569,128,000 | 585,026,000 |
Machine access — free, no API key
Every figure shown here about OHIO VALLEY BANK COMPANY, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.