Call reports 2018
COUNTYBANK — 2018
What COUNTYBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 390,028,000 | 403,589,000 | 419,514,000 | 411,180,000 |
| Total loans | 234,688,000 | 254,974,000 | 258,426,000 | 261,387,000 |
| Allowance for loan losses | 2,550,000 | 2,579,000 | 2,452,000 | 2,470,000 |
| Securities available for sale | 120,571,000 | 115,065,000 | 114,756,000 | 112,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,042,000 | 342,033,000 | 345,464,000 | 339,175,000 |
| Interest-bearing deposits | 243,254,000 | 250,411,000 | 252,368,000 | 248,199,000 |
| Noninterest-bearing deposits | 86,788,000 | 91,622,000 | 93,096,000 | 90,976,000 |
| Equity capital | 26,934,000 | 26,588,000 | 28,850,000 | 30,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,359,000 | 6,944,000 | 10,730,000 | 14,622,000 |
| Interest expense | 203,000 | 447,000 | 729,000 | 1,010,000 |
| Net interest income | 3,156,000 | 6,497,000 | 10,001,000 | 13,612,000 |
| Noninterest income | 3,429,000 | 6,914,000 | 10,364,000 | 13,740,000 |
| Noninterest expense | 5,811,000 | 11,540,000 | 17,307,000 | 23,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 795,000 | 1,882,000 | 3,069,000 | 4,185,000 |
| Income tax | 37,000 | 87,000 | 142,000 | 193,000 |
| Net income | 758,000 | 1,795,000 | 2,927,000 | 3,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,563,000 | 31,581,000 | 33,958,000 | 34,005,000 |
| Total capital | 34,113,000 | 34,160,000 | 36,410,000 | 36,475,000 |
| Risk-weighted assets | 244,361,000 | 262,855,000 | 268,032,000 | 278,149,000 |