Call reports 2017
COUNTYBANK — 2017
What COUNTYBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 387,015,000 | 396,890,000 | 406,680,000 | 403,377,000 |
| Total loans | 232,083,000 | 239,224,000 | 232,181,000 | 234,388,000 |
| Allowance for loan losses | 3,002,000 | 3,022,000 | 3,027,000 | 2,535,000 |
| Securities available for sale | 111,299,000 | 110,961,000 | 122,344,000 | 128,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,994,000 | 316,065,000 | 318,491,000 | 320,996,000 |
| Interest-bearing deposits | 228,814,000 | 229,974,000 | 230,845,000 | 231,911,000 |
| Noninterest-bearing deposits | 81,180,000 | 86,091,000 | 87,646,000 | 89,085,000 |
| Equity capital | 27,529,000 | 29,395,000 | 29,956,000 | 28,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,162,000 | 6,449,000 | 9,840,000 | 13,213,000 |
| Interest expense | 256,000 | 524,000 | 803,000 | 1,080,000 |
| Net interest income | 2,906,000 | 5,925,000 | 9,037,000 | 12,133,000 |
| Noninterest income | 3,061,000 | 6,458,000 | 9,726,000 | 12,938,000 |
| Noninterest expense | 4,812,000 | 10,082,000 | 15,493,000 | 21,415,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 1,155,000 | 2,310,000 | 3,279,000 | 4,165,000 |
| Income tax | 50,000 | 110,000 | 161,000 | 203,000 |
| Net income | 1,105,000 | 2,200,000 | 3,118,000 | 3,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,112,000 | 30,511,000 | 31,434,000 | 31,682,000 |
| Total capital | 33,018,000 | 33,497,000 | 34,425,000 | 34,217,000 |
| Risk-weighted assets | 232,421,000 | 238,903,000 | 239,269,000 | 244,987,000 |