Call reports 2016
COUNTYBANK — 2016
What COUNTYBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 358,194,000 | 365,224,000 | 378,994,000 | 369,709,000 |
| Total loans | 232,724,000 | 236,111,000 | 232,613,000 | 233,404,000 |
| Allowance for loan losses | 2,987,000 | 2,989,000 | 2,987,000 | 2,948,000 |
| Securities available for sale | 96,526,000 | 99,199,000 | 105,709,000 | 109,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,513,000 | 292,935,000 | 301,432,000 | 296,828,000 |
| Interest-bearing deposits | 211,609,000 | 213,480,000 | 222,901,000 | 221,145,000 |
| Noninterest-bearing deposits | 73,904,000 | 79,455,000 | 78,531,000 | 75,683,000 |
| Equity capital | 28,188,000 | 29,385,000 | 30,237,000 | 26,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,120,000 | 6,272,000 | 9,416,000 | 12,549,000 |
| Interest expense | 236,000 | 468,000 | 707,000 | 950,000 |
| Net interest income | 2,884,000 | 5,804,000 | 8,709,000 | 11,599,000 |
| Noninterest income | 2,967,000 | 6,340,000 | 9,745,000 | 13,201,000 |
| Noninterest expense | 4,930,000 | 9,955,000 | 15,083,000 | 20,330,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 918,000 | 2,187,000 | 3,547,000 | 4,646,000 |
| Income tax | 47,000 | 102,000 | 166,000 | 215,000 |
| Net income | 871,000 | 2,085,000 | 3,381,000 | 4,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,386,000 | 28,852,000 | 29,678,000 | 30,154,000 |
| Total capital | 31,255,000 | 31,742,000 | 32,563,000 | 33,076,000 |
| Risk-weighted assets | 229,439,000 | 231,179,000 | 230,773,000 | 233,787,000 |