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Call reports 2015

COUNTYBANK — 2015

What COUNTYBANK reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1156bea6-83e8-4db7-b24d-f30f7f64a526/2015

Balance sheet

What the bank holds and owes at quarter end

Measure2015Q12015Q22015Q32015Q4
Total assets347,213,000337,177,000349,822,000352,048,000
Total loans231,827,000237,588,000231,438,000233,013,000
Allowance for loan losses3,076,0003,023,0003,016,0002,986,000
Securities available for sale62,969,00070,996,00076,543,00091,469,000
Securities held to maturity0000
Trading assets0000
Total deposits271,314,000267,600,000277,406,000281,067,000
Interest-bearing deposits199,049,000197,575,000204,935,000206,259,000
Noninterest-bearing deposits72,265,00070,025,00072,471,00074,808,000
Equity capital27,213,00026,056,00026,881,00027,024,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2015Q12015Q22015Q32015Q4
Interest income2,965,0005,973,0009,050,00012,171,000
Interest expense206,000417,000627,000840,000
Net interest income2,759,0005,556,0008,423,00011,331,000
Noninterest income3,082,0006,169,0009,184,00012,179,000
Noninterest expense4,829,0009,360,00014,245,00019,554,000
Provision for loan losses26,00026,00026,0000
Pretax income995,0002,348,0003,344,0003,965,000
Income tax49,000107,000151,000183,000
Net income946,0002,241,0003,193,0003,782,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2015Q12015Q22015Q32015Q4
Tier 1 capital27,277,00027,283,00027,388,00027,977,000
Total capital30,034,00030,089,00030,217,00030,860,000
Risk-weighted assets220,280,000224,334,000226,199,000230,604,000

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